Why Financial Education Is Important
Due to recent tax law changes, an uncertain future for Social Security, and the shift toward employee directed retirement plans, the need for sound financial strategies has never been greater. In straightforward language, this class explains time tested strategies that help you make informed financial decisions. Whether your objective is to build a nest egg, protect your assets, or preserve your lifestyle throughout retirement, this course helps you plan your future with confidence. By attending Retirement Planning Today®, you learn about the many ways to save for retirement, as well as the advantages and disadvantages of each. You discover how to save money on taxes, manage investment risks, and help protect your assets from potential long-term health care expenses. Above all, this course shows you how to assess your financial situation and develop a personalized plan to pursue your retirement goals.
Learn How To:
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Determine the amount of money you need to retire
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Create your own goals for a "successful retirement"
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Eliminate debt and improve cash flow
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Properly convert your IRA to a Roth IRA
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Select the retirement plan distribution choice that is right for you
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Plan your retirement income to preserve a comfortable standard of living
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Transfer the risk of potential financial losses before or during retirement
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Reduce or eliminate taxes, expenses, delays, and legal challenges with estate planning
Disclosure: Some IRAs have contribution limitations and tax consequences for early withdrawals. For complete details, consult your tax advisor or attorney. Converting from a traditional IRA to a Roth IRA is a taxable event. A Roth IRA offers tax free withdrawals on taxable contributions.To qualify for the tax-free and penalty-free withdrawal or earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 59 ½ or due to death, disability, or a first-time home purchase (up to a $10,000 lifetime maximum). Depending on state law, Roth IRA distributions may be subject to state taxes. Cetera Advisor Networks LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. This information is not intended as tax or legal advice.
Who should attend?
Retirement Planning Today® contains something for everyone. We address financial issues that pertain to the self-employed as well as employees of corporations and government agencies. The course is designed to teach you how to build wealth and align your money with your values to work towards your goals in life. Whether you plan to retire 20 years from now or have just recently retired, the information you learn in this class can deliver rewards throughout your lifetime.
Two Session Dates For Your Convenience
$49 registration fee is the only cost for the course! This includes you + a spouse, partner, or guest.
You will also receive a take-home course textbook and an optional one-on-one consultation.
